Careers on the Fast Track

Have you been downsized? Perhaps you were just laid off? Maybe you were even fired? Regardless of what you call it, if you are out of a job, you know how difficult it can be to locate a new one. Currently, the process of locating a new position is not tilted in your favor. The [...]

Bank Promotions

Best Bank Promotions and Deals 2014

Are you looking to open up a new bank account? Financial institutions are always looking for new business and offer some of the best bank promotions to lure you into signing up. Back in the day banks used to offer a new toaster, maybe a t-shirt, or the infamous “mystery gift”, nowadays you can land some [...]

Auto Insurance

How Points On Your Driving Record Affect Your Auto Insurance Rate

According to the Insurance Information Institute, the average American driver spends approximately $850 a year on car insurance premiums. There are many factors that affect the price you pay for auto insurance, and you would be surprised about the silly things that are included on this list. Here are just a few factors that affect [...]

Investing Young

Best Investments for Young People

During the 1960s Bob Dylan infamously warbled “times, they are a-changing” and the youth of America embraced is words. Fast-forward to 2014 and the iconic lyrics are more poignant than ever, especially when it comes to our evolving economy. Of recent days, things have been more down than up and the best investment strategies for young people [...]

How to Get a Free Credit Report

Having good credit is essential to the American way of life and finding a free credit report is not as challenging as you may think. The process has become infinitely easier, since the government amended the Fair Credit Reporting Act in 2003. At that time the Fair and Accurate Credit Transactions Act (FACTA) was added [...]

What Affects Your Credit

How to Increase Your Credit Score in 6 Ways

Bad credit costs a lot of money. According to credit scoring company FICO, homeowners with FICO scores of 760 or better would pay $1,426 a month if they get a prime mortgage of $300,000 home loan with a rate of 3.965 percent. Sadly, borrowers in the 620 to 639 range pay about $1,714 – the [...]

Tax deductions vs credits

Filing Taxes in 2014: What is the Difference Between Tax Credit vs Deduction?

Ben Franklin once said, “…in the world nothing can be said to be certain except death and taxes.” Tax season is an exceptionally stressful time for Americans scrambling to properly complete their tax returns. Tax credits and tax deductions are two completely separate things that you should be aware of when filing taxes in 2014. Lets take a closer look at [...]


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